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Have you ever thought about joining the US Military? If the answer is yes, then read on. These benefits of joining the military may be enough to persuade you to take the leap. If you haven’t considered joining the military, then treat this article as a primer for some of the benefits which may be available to you if you decide to take that next step. And the benefits can last a life time!
11 Reasons to Consider Joining the Armed Forces
Whether you are considering the military out of a sense of Patriotism or duty, for action and adventure, or for a steady job in a depressed economy, there is something for everyone. Here are 10 reasons the military may be a good fit for you.
10 great reasons to join the military
1. Patriotism, defending our nation, and a sense of duty. Military service is a time-honored way to serve others first. Walter Reuther is quoted as saying, “There is no greater calling than to serve your fellow men. There is no greater contribution than to help the weak. There is no greater satisfaction than to have done it well.” (source). This quote sums up what it means to serve. When you join the military, you learn the true meaning of service.
2. Membership into one of the world’s oldest clubs. Being a military veteran makes you an automatic member in one of the world’s oldest clubs. It is easy to share stories and recollections with other members of this special group of people, and can help you gain acceptance, join clubs, find employment, and gain other benefits. Being a veteran is something no one can ever take away from you.
3. Jobs in a down economy. The US has experienced a difficult economy over the last few years, including high levels of unemployment, rising costs, and the outsourcing of many jobs. If you are looking for employment, consider the military, which continues to offer jobs for those who are qualified medically and academically, and who do not have an extensive criminal record.
4. Pay and benefits. A new second lieutenant starts at over $36,000 a year plus full benefits, not including added monthly allowances of up to $3,000, depending on where he or she is stationed. An enlisted person starts at around $20,000 a year plus full benefits, not including added monthly allowances of up to $1,500 depending on where he or she is stationed. Enlistment and re-enlistment bonuses can be over $20,000. After serving only 3 years, some nuclear trained enlisted members in the Navy receive bonuses of $90,000 for re-enlisting. Student loans can be relieved by up to $65,000. The military is also one of the few places where you can get a full pension after serving 20 years or more. Military retirement can reach 50-75% of the average of your final three years base salary. In some instances, you can receive more than 75% of your base pay in retirement.
5. Full medical coverage for you and your family. Military members are immediately eligible for full health care benefits for themselves and their immediate family members as soon as they enter the service, and if you stay through until retirement, you and your family can take these benefits with you when you leave the military. These health benefits extend to immediate family (e.g. spouses and children, and sometimes dependent parents). You may also be eligible for temporary military healthcare benefits after you leave the service.
6. Skills and training. The military provides advanced technical training in a variety of career fields and also offers opportunities for additional training when you are off-duty. Many military members are able to attend college that is often paid for by tuition assistance. You can use your training opportunities to advance within your career field, earn certifications or degrees, or prepare yourself to transition back into civilian life.
7. Leadership opportunities. Military leadership is a great way to get your resume on top of the pile for your next career. If you were to hire someone, would you want to hire someone with proven skills and experience and a degree, or someone right out of high school/college? Give me the experienced professional any day of the week! (More tips for creating your post-military resume).
8. Travel opportunities and vacation time. The military has installations all around the world and pays for you and your family to get there and back. Your off duty time is yours and you are free to travel and see the world. The military gives you 30 days of paid leave per year, not including weekends and federal holidays. The military also has several resorts around the world, including the Hale Koa resort in Hawaii, Shades of Green at Disney World in Florida, and resorts in Japan, Germany, and South Korea. Most major military installations also have base lodging (military hotel), where you can stay on a space available basis for less than the cost of an off-base hotel.
Benefits After Leaving the Service
9. Education opportunities after you leave the military. The new GI Bill pays veterans who served at least 36 months a monthly living stipend and full tuition to pay for college, after they leave the military. Depending on how long the service member commits, this Post-9/11 GI Bill can be transferred to spouses and children.
10. Buy a home with no money down with a VA Loan. The Veterans Affairs office offers veterans a way to purchase a home with no money down through the VA Loan. This makes it easier to purchase a home while you are serving, or after you have left the service.
11. A military retirement is worth millions. An officer with 20 years of service, who earns over $100,000 per year, could retire with a pension of over $48,000 per year for life in his or her 40’s and start a second career. Imagine earning over $4,000 per month for the rest of one’s life, starting at age 42. This equates to an accumulative pay of $480,000, $960,000, $1.4 million in 10, 20, and 30 years, respectively, in addition to having full health care coverage and an income from a second job, if desired. (Oh, and those numbers don’t account for annual cost of living adjustments which increase your monthly pension).
Learn more about retirement benefits:
What are the Downsides?
But wait… isn’t the military dangerous? One major reason many people don’t consider the military is the perception of a high mortality rate. This is primarily caused by the media. The reality is many military specialties are no more dangerous than their civilian counterparts. Your branch of service and your career field will go along way toward determining the risk you will be exposed to.
In the unlikely event of a service member’s death, the military or the VA provides a lifetime of benefits for your survivors. The surviving family is given an immediate $100,000 death gratuity benefit, a $400,000 lump sum (if elected) life insurance benefit, social security and indemnity monthly payments for years, and the transferability of many VA benefits. The military member’s time served is not taken for granted.
What else do I need to know? Well that’s a broad question! The best recommendation I have is to speak with some current or former military members to get an idea of their experiences. Keep in mind that everyone has a unique experience, so it is your job to read between the lines. Also understand that each branch of the military is different. So an Army veteran from 20 years ago would have an entirely different perspective than someone currently serving in the Navy.
Once you have enough information, set up an appointment with a recruiter. They can walk you through your career options, the available benefits, and answer any questions you may have.
Serving in the military is not for everyone, but it does offer many tangible and intangible benefits.
About the author: Romeo Clayton has served as enlisted and officer in the US Navy. He is the author of How We Prevent Wealth: A Personal Finance Reflection, a free online book that details his theory of why so many people lose out on the opportunity to build wealth.
Photo credit: United States Forces – Iraq (Inactive)
This question originally appeared on Quora.
By Phoebe Gavin, US Army Vet, Iraq War Vet, @ohsoordinary
I joined for the free shit.
I grew up in a dead end town where there were no opportunities. I didn't know what I wanted to do, but I knew I didn't want to do nothing. I figured the military would pay me to leave my town and learn how to do something new. I knew I would get educational aid, which I needed since my parents were poor. I knew I would get free healthcare, which I needed since I wouldn't be able to stay on my parents insurance unless I went to school (which I couldn't afford). I wanted to see more of the world, because I knew I was a city girl deep down, and I knew the military would pay me to see new places and do new things.
I joined the Army by process of elimination. The Marines seemed way too intense. I didn't want to be on a ship. The Air Force recruiter was a perv.
I can't say that I had all the deep, admirable motivations that some others did, but I can say it was the best decision I ever made. I joined for the free shit, but I stayed for the people. I loved my team. I loved my units. I loved my work. I loved being a part of that amazing family.
More than anything else, I love the person I have become because of the Army. I am a driven, relentless, methodical, grateful, empathetic, thick-skinned leader. I was none of those things before.
Best part: I never need an alarm clock.
By Jon Davis, Veteran of Operation Iraqi Freedom, Sergeant in the United States Marine Corps
Why I joined the military.
When I was younger, I was in love. I knew that I really didn't see myself in college, and I knew that I needed to provide for my new wife. The military had great pay and benefits for a young, smart individual with little skills or experience willing to take on hardships, and especially for a young family. Not to mention that someday, I might just like to go to college, and coming from a poor family ... well, the military financially filled a great deal of holes.
I come from a family where most of the men had served, not to retirement, but done their time, and military was highly respected to us. Grandpa was in Europe for WWII, Dad was a Green Beret, uncle was in Vietnam, so there was a great deal of support when I started thinking about joining. It wasn't pressure, but it was support.
I also thought this would make for a great opportunity to get out there and see the world. Growing up the only nerd in a tiny Oklahoma farm town where there were more livestock than people was agonizing -- boring at the least. There was almost nothing new to do and virtually no cultural diversity. Joining the military gave me experience living in a beautiful city, and many experiences with people from other parts of the country, different socio-economic backgrounds, and I even had the opportunity to learn Arabic and have conversations with numerous people from all over the world. I kind of expected that something like that would happen.
Put this together and you see me talking to recruiters.
Why I joined the Marines.
I appreciate honesty. The army recruiter (where all the other members of my family had served) seemed like he was trying to sell something he didn't have. The air force was trying to convince me that I could have my own jet and that I would retire as the owner of Lockheed Martin. The Marines recruiter told me that boot camp for the Marines was twice as long and twice as hard as any of the others, the jobs are tougher, the people are meaner, and the suit is friggin' awesome. He also showed that all benefits are from the the same Department of Defense, so I wouldn't be getting my own jet. I liked that I felt I was getting the truth. I also always had a thing for doing things in the hardest way possible for no real reason. Perhaps it was just that doing something that was harder made me feel more pride in what I was doing. In any case, I am pretty sure that now I would have always felt, had I joined the other services, "Could I have succeeded in the Marines?" After being a part of them for four years, I am now sure that I could have succeeded in the others.
By Jon Mixon, USAF Vet
Why did I join the US military?
- My father was in the military - I was exposed to the military at an early age, and while it was different for me when I joined, it wasn't unfamiliar to me when I did.
- I was aimless after high school - I didn't have a clue as to what I wanted to do after high school. The US Air Force seemed to a good place to start until I decided what I wanted to do in life.
- The economy was poor - I graduated in 1984. While the economy was somewhat better than it is today, it was still rather soft when I went into the service. Basically ... I needed a job.
- I wanted to travel - Since I wasn't the child of wealthy parents, my choices for traveling the world would have been very limited. I chose what I believed at the time would be a good opportunity to see the "world." This did happen ... although not quite in the manner which I expected.
- I didn't really consider many other options - I had looked at several colleges and considered working at several different jobs. Frankly, I was rather lazy at the time, and I didn't invest the time and the effort into those other options for them to bear fruit. When things didn't work in those directions, I decided on what I believed to be my last "option."
Sorry if my ideals don't sound as noble as those of others, but that's what they were. I joined the military because I didn't have a job, I didn't have a clue as to what I wanted to do, and because I wanted travel.
For my sins, I got all three, and the rest is history.More questions on United States Armed Forces:
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